End of Year Financial Planning

Financial Planning MonthOctober is a good time to review your personal finances to update or start a financial plan for the next year. Also, World Investor Week (WIW) will be observed October 2 through 8 this year. WIW is a global campaign to raise awareness about the importance of investor education and protection. The national coordinator for the United States is the Securities and Exchange Commission (SEC) which will work with other U.S. agencies and local organizations to promote financial literacy and planning. In particular, review the SEC's "Investor.gov" website. It is an online resource to help you make sound financial decisions and avoid fraud.

Santa Clara County Library District (SCCLD) is hosting a series of Personal Finance workshops in October including online security, tax practices, estate planning and financial readiness for college. Registration is required for the online events. Registration is not required for in-person events.

Virtual Programs

Tax Optimization and Best Tax Practices (Online event)
Tuesday, October 10, 2023
7:00PM – 8:00PM
Learn how to optimize your tax situation now while taking into consideration your future tax bracket. This workshop is sponsored by the Santa Clara County Library District and the Financial Planning Association of Silicon Valley. Registration is required to receive the Zoom link.
RSVP: https://sccl.bibliocommons.com/events/64e678985a7c6130008da0c6

MorningStar Investment Research Center (Online Event) 

Friday, October 20, 2023

10:00AM - 11:00AM

Morningstar Investment Research Center is a FREE resource you can use with your SCCLD library card that provides analysis of stocks, mutual funds and other financial investment products. You can build and analyze your investment portfolio.

Standard and Poor's NetAdvantage (Online Event) 

Tuesday, October 24, 2023

3:00PM - 4:00PM

Standard and Poor's NetAdvantage is a FREE resource you can use with your SCCLD libray card. This resource is a comprehensive, professional source of investment information and analysis on industries and companies. Learn how to use it today to meet your personal financial needs! 

Estate Planning After Sunset of Estate Tax Cuts (Online event)
Tuesday, October 24, 2023
7:00PM – 8:00PM
The Tax Cuts and Jobs Act of 2017 will sunset at the end of 2025. On January 1, 2026, estate taxes are scheduled to revert to the pre-TCJA level of $5 million, adjusted for inflation. This can bring significant changes for many taxpayers. Certified Financial Planner Larysa Prytula will discuss how estate taxes will change and how to prepare. This workshop is sponsored by the Santa Clara County Library District and the Financial Planning Association of Silicon Valley.
RSVP: https://sccl.bibliocommons.com/events/64e690485a7c6130008da68f

In-person Programs 
Cybersecurity Awareness @ Saratoga Library
Monday, October 2, 2023
11:00AM – 12:00PM
Mark Nagel from the Santa Clara County District Attorney's office will discuss common scams and general cybersecurity concerns.

College, Career & Life Skills Series: Financial Readiness @ Morgan Hill Library
Wednesday, October 4, 2023
6:00PM – 8:00PM
Learn about Financial Readiness for college and discover opportunities to apply for and receive Financial Aid, Scholarships, Grants, Work-Study Awards, and More!

Protect Yourself from Scammers @ Saratoga Library
Monday, October 16, 2023
10:30AM – 11:30AM
A representative from the Office of the Santa Clara County District Attorney, Consumer Protection Unit, will discuss the role of the Consumer Protection Unit and the services it provides. They will also discuss scams that target older adults, including grandparents scams, prize and lottery scams, tech support scams and refund scams.

Financial Planning Resources from Santa Clara County Library District

You can follow SCCLD’s Smart Investing webpage and monthly Booklists for information and titles on a variety of personal finance topics such as:

Quote from Warren Buffett regarding money management: “Rule No. 1 is never lose money. Rule No. 2 is never forget Rule No. 1.”